Complying with federal regulations isn’t an option. It’s mandatory. And when the economy is in a flux, regulations can change dramatically – overnight.

But with automated loan processing software from Cypress, regulatory compliance is easier than ever before. Our solutions not only control the loan application and decision-making process automatically, they help ensure federal regulations are fully met. Cypress provides:

• Fair Lending enforcement by ensuring that credit policy and pricing rules are consistently applied across loan types
   
• CIP data collection
   
• Compliant production of credit applications and associated disclosure documents
   
• HMDA / CRA data collection and reporting
   
• HOEPA violation detection for subsequent lien real estate lending
   
• Production of compliance early disclosure documents in real estate transactions
   
• FACTA compliance
   
• OFAC detection
   
• Red Flag Rules compliance and identity theft detection
   
• Regulation B, FCRA and ECOA compliance with automated production of decline and conditional approval letters

With Cypress solutions, even the most inexperienced employee can make loans that are fully compliant with existing – and new – federal regulations.