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Cypress Software Systems' Mark IV offers you
an
effective,
competitive
solution
for
analyzing
consumer
credit
applications.
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the
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IV
Slide
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Mark
IV is a Windows Server 2000 ®+ client-server-based solution that can either be site licensed or provided as a service through our ASP site via thin client delivery. Mark IV manages your consumer application processing needs from point of application entry through automatically handing off new account setup information to your loan document preparation or servicing system.
Once
entered, each
credit application
that is
entered is
analyzed by
automatically:
- Procuring and interpreting third-party credit reports from Experian, Trans
Union and/or Equifax;
- Consulting your institution’s credit policies - deployed within the
decision engine;
- Applying optional credit scoring and risk-based pricing to automate the
lending decision.
At the same time, your users can step in whenever they want to track an application's
progress and manually resolve individual underwriting issues or make loan decisions
(subject to each user’s access rights).
Mark IV enables the lending capabilities, scalability and intelligence to
handle application volume of any size across multiple consumer loan products.
Support ed loan types include direct and indirect purchase money automobile,
credit card and revolving line, mortgage and home equity/home improvement, installment
loan, and other secured and unsecured transactions.
The Key Benefits of Mark IV can be summarized into the following categories:
- User Friendliness – the app entry area is designed
for customer service representatives and other users not dedicated solely to
lending;
- Processing Efficiency – where the goal is to improve
the customer experience with quick decision turn-around times;
- Regulatory Compliance – consistent, compliant decisions
and adverse action management;
- Increased ROI – your CSR’s can become lenders
while, at the same time, your losses are reduced by ensuring compliance with
lending policies;
- Solid Technology Foundation – Mark IV is built on
a proven Microsoft-based platform.
Applications
follow a
common path
through Mark
IV's work
queues,
with Mark
IV doing
a lot
of
the
work for
you and
alerting you
to the
steps
that you
need to
take.
For
slower connect
speeds, you
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IV slide
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For
more information
on Mark
IV,
please
click
here  to
download our
Marketing Brochure
for viewing
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Acrobat.
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instructions
for
installing
this
software
on
your
computer.
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