About BizMark

Designed using leading edge .Net ® framework technology, BizMark combines a feature-rich users’ environment with ease of system management.

Now you can automate your Small Business credit application processing in a rich, easy-to-use users’ environment.

• Manage your commercial clients using integrated CRM tools that group by relationship and allow for contact management, attachment and email of BizMark and third-party produced documents;
• Spread company financials and compare the results to built-in RMA ratios;
• Procure consumer reports from the big three and business credit reports from D&B and Experian Business;
• Deploy and apply your credit lending policies specific to credit types that you set up and administer;
• Produce a customized credit decision memo;
• Automatically exchange data with your document preparation system.

Like Usability?

You get an intuitive, easy to learn processing environment and toolset with BizMark.

• See only the screens and fields you need for the selected credit type;
• Use the debts reconciliation screen to firm up your principals’ projected debt and debt service coverage ratios;
• Observe detailed policy rule alerts based on rules and verbiage that you administer;
• Manage decisions that include the ability to route a recommendation to a co-decisioner or manager.

Ease of Use Meets CRM

• Building on the user-friendly environment of Cypress Mark IV, BizMark takes the next step in applicant and application management ;
• Applications are grouped by the applicant company thus enabling not just aggregate relationship exposure management; but, customer relationship management (CRM) opportunities as well;
• A single applicant company’s applications are managed from a Parent company record enabling easy retrieval of existing principal, collateral, financial statement and other information when renewing or originating new credit requests;
• Beyond the familiar toolbar and virtual file tabs you’ve come to appreciate from Mark IV, BizMark also gives you an optional navigation window to let you easily click between work queues.

Administration

• We do the initial setup for you as part of our included pre-implementation and onsite training services;
• You have complete control over a highly flexible set of administrative tools that include setting up unlimited credit types to:

                   Create and deploy new credit types (products) based on a desired inception date

                   Easily manage and assign one or more groups of rules to your new type

                   Assign risk-based pricing matrices

                   Define acceptable collateral and payment structure

                   Define unique product-level workflow processes

• Deploy and manage your users across an organizational hierarchy that you define;
• Determine and set your own data capture requirements;
• All administrative changes are logged by user and timestamp.

Industry-leading Analytics from Fair Isaac Corporation

The Fair Isaac LiquidCredit TM Small Business Scoring Service (SBSS) decision engine contains a suite of over 60 scoring models with enable you to:

• Automate Decisions for faster turnaround times;
• Ensure regulatory compliance with consistent, objective decisions ;
• Manage overall portfolio risk by reducing bad rates and lowering losses;
• Increase profitable relationships .

Platform

• BizMark is leading-edge .NET ® technology combined with a highly scalable Microsoft SQL Server database foundation;
• .Net combines the rich user’s interface you’ve come to expect from Cypress with hosted delivery over the Internet or your Intranet;
• Fully integrated with Fair Isaac’s LiquidCredit TM decision engine, BizMark provides access to world-class analytics.

Optional Modules

• Automated geocoding interface to facilitate CRA reporting ;
• U.S. Patriot Act compliance tools with the integrated Accuity Fraud detection system;
• Electronic export to Harland Laser Pro and Bankers Systems Rembrandt document management systems .

Implementation

Choosing BizMark also places the Cypress implementation and training team at your disposal.  We are committed to helping you deploy your credit management and underwriting policy rules, your business loan products and your accepted collateral types into BizMark. Cypress will also train your employees to use BizMark for maximum efficiency.

For more information on BizMark please click here  to download our Marketing Brochure for viewing with Adobe Acrobat.

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