Based on our proven Mark IV flagship product, AppMark is designed to meet the needs of smaller community financial institutions that are looking for a cost effective, hosted solution.

Product Highlights and Benefits include:

• User friendly app entry screens to interview the applicant(s) and generate a pre-filled application for signature;
• Unique collateral entry screens for credit requests, including vehicle purchase, HELOC, credit card, real estate and personal term loans;
• Automatic credit bureau retrieval and tradeline analysis using AppMark's debt reconciliation tools;
• Built-in policy rules that can alert the underwriter to potential problems with loan structure, prior credit history or applicant stability issues;
• Optional automatic approval / decline decisions using FICO score and deployed policy rules;
• Generation and storage of decline and counter-offer letters;
• Built-in Management reports for monitoring lender performance;
• Automatic new account setup data hand-off to your doc prep solution.

Implementation and Support :

AppMark is hosted and managed by Cypress . All you need is a computer and a dedicated link to the Internet. We handle all of the technology-related issues, including product updates.

Once you sign up for service, Cypress will provide you with Web-based training so you can administer your own rules and products. If you have any questions, we're just a phone call away.

Data Security: Cypress has partnered with AT&T to provide a worry-free environment for securing your client data. AT&T Internet Data Centers (IDC) are highly secure, redundant and fault resistant facilities connecting to the Internet through a robust network platform built for maximum performance and uptime for mission critical applications.

The AT&T IDC facility used by Cypress is located in Dallas , Texas with a chameleon facility in Irvine , California . Your data is safe. The entrance way doors to the facility are bullet-resistant and the IDC maintains 24/7 monitoring and multi-tiered security systems. In addition, customer-defined access lists, visitation logs and stringent identification records are kept.

The facility was audited by KPMG and has received a satisfactory SAS 70 opinion. To learn more about the AT&T site, click here .

To learn more about AppMark, click here   to download the product brochure.  You may also click here to sign up for a no-obligation Webinar; or, call 1-800-394-5777 to speak with a sales executive.