Real Estate Valuation
 

Accurate information about real estate values and risks is essential to lenders. Working with our partners in the real estate valuation industry, Cypress incorporates a variety of industry standard tools into our software products to provide the latest and most accurate information on risks and values. 

Flood Certifications

    LPS is a leading provider of integrated technology and services to the mortgage industry. LPS offers solutions that span the mortgage continuum, including lead generation, origination, servicing, portfolio retention and default, augmented by the company's award- winning customer support and professional services. Approximately 50 percent of all U.S. mortgages are serviced using LPS' Mortgage Servicing Package (MSP). In fact, many of the nation's top servicers rely on MSP, including seven of the top 10 and 16 of the top 20. LPS also offers proprietary mortgage and real estate data and analytics for the mortgage and capital markets industries.  Please click on the LPS logo for more details.

Automated Valuation Models

Cypress has partnered with FIS Valuation Solutions, a subsidiary of Fidelity Hansen Quality, to offer our customers access to the three leading AVM products available.

FIS Valuation Solutions is a provider of collateral risk and valuation services based on extensive nationwide databases of properties and appraisals. Cypress clients can order one or more AVMs when originating a real property-secured loan request. The results are returned in seconds and stored electronically for later reference. Our AVM product offering includes: 

ValueSureT is an automated valuation model (AVM), which allows industry professionals to quickly estimate real property value. Designed to meet the needs of mortgage originators, lenders, services, brokers, and investment bankers, ValueSureT can be used during every step of the lending process, from origination, underwriting, and quality control to servicing, portfolio review, and default management.

ValueSureT provides the most accurate residential property value in the industry today. ValueSureT utilizes more than 20 years of historical property data and sales information from more than 1,100 U. S. Counties, and data from 85 percent of property ownership records nationwide, resulting in superior geographic coverage and data depth. Data, including appraisal information from Lender's Service, INC (LSI), and public record information from Fidelity's IDM property database, is used to develop ValueSureT estimates. ValueSureT information is updated continuously, giving you the most up-to-date data at all times. Please click the ValueSure logo for more details.

Home Value Explorer (HVE) is an Automated Valuation Model (AVM) that generates a property estimate within seconds. HVE streamlines the collateral valuation process and saves lenders and consumers hundreds of dollars on every transaction. HVE actually encompasses several models rolled into a single product, for one low cost. When you use HVE you benefit from Freddie Mac's unique proprietary algorithm that blends multiple model estimates returned by the Repeat Sales model and the Hedonic model.  Please click the Freddie Mac logo for more details. Please click the Freddie Mac logo for more details.

Banton Technologies is well regarded in the residential lending industry and is now part of TransUnion's residential lending services. Founded in 1997 by Dr. Stan Banton, Ph.D., MAI, Huntsville , AL , based Banton Technologies was named one of 2003's "Vendors to Watch" by Mortgage Technology magazine and was one of ten finalists in the 2002 Inman News Innovator Awards. Please click the Banton Technologies logo for more details.